46705 Zip Code Income, Population and Demographics

Are you tired of spending 10+ hours searching for demographic and population data for the 46705 zip code? We have all of the data you need by state, county, city, and zip code that will save you many hours of research!

In this article, we'll explore most of the 190+ data points we have for 46705, covering popular demographics statistics like household income, race, age and gender, educational attainment, poverty, housing, and transportation.

46705 is a zip code in DeKalb County and Steuben County, Indiana, which covers Fairfield, Smithfield, and Steuben, with a total population of 2,039 people.

Median Household Income

According to the latest ACS 5-year survey in 2020, the median household income in 46705 is $52,109.00.

The chart below shows the average household income by age in 46705.

  • Under 25
    $31,875.00
  • 25 to 44
    $61,331.00
  • 45 to 64
    $61,193.00
  • 65 and over
    $37,857.00

Average Household Income

A very commonly asked question is "what is the average household income in the 46705 zip code?". The official term for the average household income is the mean household income. The mean household income is the total income of all households divided by the number of households.

The average (or mean) household income in 46705 is $72,875.00.

1.82% of households in the 46705 zip code are classed as high income households (making $200,000+ per year).

The difference between a median and an average income

The difference between a median and mean household income is that the median income is the middle point of the set of numbers whereas the mean income is an average of all numbers.

Both metrics are important when looking at the income statistics for 46705 but because the median value doesn't depend on other numbers in the dataset, it doesn't change as much when some of the values are extremely low or extremely high.

Household Income Tiers for 46705

We can also look at the household income tiers. This lets you see how many households fall into each of the earnings brackets and what percentage that bracket is of the total number of households.

The chart below shows the household income brackets to see which age groups have the highest median income. The actual data is more granular than these brackets, but we've simplified them into bigger categories to make reviewing the data for the 46705 zip code easier to view.

You can purchase the raw data above, which will have the full income tiers with smaller jumps in household income.

  • Less than $24,999
    20.62%
  • $25,000 to $49,999
    27.63%
  • $50,000 to $74,999
    21.01%
  • $75,000 to $99,999
    14.79%
  • $100,000 to $149,999
    10.12%
  • $150,000 to $199,999
    4.02%
  • $200,000 or more
    1.82%

Per Capita Income

The per capita income is the average income of all people in the 46705 zip code. This is calculated by dividing the total income of all people in 46705 by the total number of people in 46705.

It differs from the average or mean household income because it includes all people in 46705 and not just the people who earn an income (i.e. children, retirees, unemployed, etc.).

The per capita income in the 46705 zip code is $27,797.00.

Population in 46705 by Race and Ethnicity

The total population in 46705 is currently 2,039 people.

The race and ethnicity of the population in 46705 can be very important for social research, economics, and marketing to a multi-culturial society.

Whether you want to target products or services to a particular race or ethnicity, or provide housing and new businesses to improve areas with a larger ethnic minority population, this data is very valuable for discovering suitable areas.

The chart below breaks down the population and percentage for each race and ethnicity in the 46705 zip code.

  • 89.50% White
    1,825
  • 0.00% Black/African American
    0
  • 0.10% Native
    3
  • 2.60% Hispanic
    54
  • 2.40% Asian
    49
  • 0.00% Hawaiian/Pacific Islander
    0
  • 5.00% Two or more races
    102
  • 0.30% Other
    6

Population of 46705 by Age and Gender

Another very important demographics statistic for the 46705 zip code is the age and gender of the population. The age and gender of the population can be used to track trends in population growth or decline, and for businesses, the data can be used to identify people important to you and your business need.

In the table below, we show age groups at a 10 year granularity for ease of use. The raw data, which can be purchased above, includes age and gender at a 5 year granularity.

Age Group Male Female
0 to 9 Years 201 93
10 to 19 Years 222 181
20 to 29 Years 109 75
30 to 39 Years 78 134
40 to 49 Years 145 127
50 to 59 Years 230 80
60 to 69 Years 62 147
70 Years and over 72 83

Education Levels

Educational attainment is a very useful statistic that can give insights into other data such as the average household income, unemployment levels, and literacy.

What this means is that it is likely for areas that have higher levels of education to have higher average household incomes, lower unemployment rates, and higher literacy rates.

The chart below shows the educational attainment of the population in the 46705 zip code.

  • Master's degree or higher
    10.41%
  • Bachelor's degree
    9.93%
  • Some college or associate's degree
    13.04%
  • High school diploma or equivalent
    64.47%
  • Less than high school diploma
    2.15%

Unemployment Rates

The unemployment rate is the percentage of the population that is actively looking for work but is unable to find a job. The unemployment rate is a very important statistic for 46705 because it can show how many people are actively looking for work and how many people are unable to find a job.

Lower levels of unemployment is generally seen as a positive sign for the economy. It also makes the government in 46705 look good because it shows that they are doing a good job of creating jobs, working to capacity, being efficient, and keeping the economy strong.

The unemployment rate is calculated using the total population in the 46705 zip code that are over the age of 16.

The current population in 46705 that are over the age of 16 is 1,446 people.

The unemployment rate in 46705 is 31.30%, which means 453 people are unemployed.

Median Age in 46705

The median age is an interesting metric because it gives us an idea of the age distribution of people in the 46705 zip code. You know when you see a median age that it is the age where half of the population is older and half is younger than it.

For demographic studies, this can be used to infer and compare date to things such as birth rates, the age of parents, and so on.

An increasing median age can be a sign of an aging population, which can be a sign of a declining population. This is because older people tend to have fewer children and die more often than younger people.

The median age in 46705 is 35.8 years old.

We can also look at the median age by gender to compare the see how each group compares to the total median age:

Median age by gender in 46705

35.8

Total

31.8

Male

37.8

Female

Households and Families

There are a total of 771 households in 46705, and the average household size is 2.64 people.

For families, the total number is 512, and the average family size is 3.34 people.

12.10% of those families in the 46705 zip code are living below the poverty line.

The table below shows the poverty thresholds for 46705 in 2022.

Household Size Poverty Threshold
1 Person $13,590.00
2 People $18,310.00
3 People $23,030.00
4 People $27,750.00
5 People $32,470.00
6 People $37,190.00
7 People $41,910.00
8 People $46,630.00

Please note that the poverty thresholds shown above are from 2022, while the latest demographics data we have is from 2020.

Households and Families by Marital Status

There are four types of household and family, as defined by the Census Bureau:

  • Married-couple
  • Male householder, no spouse present
  • Female householder, no spouse present
  • Nonfamily household

In the table below, you can see the total households and families in the 46705 zip code for each type, as well as the average sizes.

Married Male Female Nonfamily
Total Households 390 33 89 259
Average Household Size 3.44 3.21 3.27 1.15
Total Families 390 33 89 0
Average Household Size 3.43 2.73 3.17 0

Housing Data in 46705

There are total of 832 housing units in the 46705 zip code. Of those units, 771 (92.67%) are occupied, and 61 (7.33%) are vacant.

Rental Rates

Of the 832 housing units in 46705, 142 (17.07%) are occupied by renters. The median rent paid by renters is $557.00.

Owner occupied housing units make up the remaining 74.64% of housing units, with 621 housing units in total.

The table below breaks down how much rent is paid by renters in the 46705 zip code.

  • No rent paid
    8
  • Less than $500
    68
  • $500 to $999
    64
  • $1,000 to $1,499
    10
  • $1,500 to $1,999
    0
  • $2,000 to $2,499
    0
  • $2,500 to $2,999
    0
  • $3,000 or more
    0

Property Values

The median value of a property in 46705 is $110,200.00.

The table below breaks down the range of valuations for all properties in 46705.

  • Less than $50,000
    83
  • $50,000 to $99,999
    180
  • $100,000 to $149,999
    257
  • $150,000 to $199,999
    55
  • $200,000 to $299,999
    36
  • $300,000 to $499,999
    0
  • $500,000 to $999,999
    10
  • $1,000,000 or more
    0

Property Age

We can also look at the number of properties built in a given year to see the spread of property age in the 46705 zip code.

  • 1939 or earlier
    315
  • 1940 to 1949
    44
  • 1950 to 1959
    5
  • 1960 to 1969
    41
  • 1970 to 1979
    153
  • 1980 to 1989
    85
  • 1990 to 1999
    109
  • 2000 to 2009
    80
  • 2010 to 2013
    0
  • 2014 or later
    0

Vehicles Available per Household

Finally, we have data on how many vehicles each household in 46705 has. The table below breaks down the number of vehicles available per household.

  • No vehicles available
    7
  • 1 vehicle available
    242
  • 2 vehicles available
    341
  • 3 or more vehicles available
    181

Commuting to Work in 46705

The time and means of commuting to work are useful metrics to look at because they can be correlated against other data such as income and education level.

Does a longer commuting time indicate a higher average income? If so, has the huge increase in home working during the pandemic changed this?

Using these metrics, we can get a better understanding of the demographics of the 46705 zip code, how they commute, and how that correlates to other data points.

The average travel time is 24.5 minutes, and the chart below covers the range of travel times across the population of 46705.

  • Less than 5 minutes
    59
  • 5 to 9 minutes
    82
  • 10 to 14 minutes
    69
  • 15 to 19 minutes
    151
  • 20 to 24 minutes
    203
  • 25 to 29 minutes
    41
  • 30 to 34 minutes
    99
  • 35 to 39 minutes
    7
  • 40 to 44 minutes
    36
  • 45 to 59 minutes
    15
  • 60 to 89 minutes
    93
  • 90 or more minutes
    18

We can also look at the means of transport in 46705 to see which modes of transport people are using to commute to work.

  • Drove alone
    709
  • Carpooled
    121
  • Public transportation
    0
  • Walked
    7
  • Other means
    36
  • Worked from home
    57

Conclusion

Hopefully this article has given you the demographics data you were looking for in the 46705 zip code.

If you need more demographics data, or you need the data listed above in spreadsheet form with more granular grouping, head back to the top of this page where you can purchase the complete demographics data for 46705.

Link To or Reference This Page

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  • "46705 Zip Code Income, Population and Demographics". NameCensus.com. Accessed on December 1, 2022. https://namecensus.com/demographics/indiana/46705/.

  • "46705 Zip Code Income, Population and Demographics". NameCensus.com, https://namecensus.com/demographics/indiana/46705/. Accessed 1 December, 2022

  • 46705 Zip Code Income, Population and Demographics. NameCensus.com. Retrieved from https://namecensus.com/demographics/indiana/46705/.