46635 Zip Code Income, Population and Demographics

Are you tired of spending 10+ hours searching for demographic and population data for the 46635 zip code? We have all of the data you need by state, county, city, and zip code that will save you many hours of research!

In this article, we'll explore most of the 190+ data points we have for 46635, covering popular demographics statistics like household income, race, age and gender, educational attainment, poverty, housing, and transportation.

46635 is a zip code in St. Joseph County, Indiana, which covers Clay, with a total population of 6,544 people.

Median Household Income

According to the latest ACS 5-year survey in 2020, the median household income in 46635 is $63,094.00.

The chart below shows the average household income by age in 46635.

  • Under 25
    $0.00
  • 25 to 44
    $71,131.00
  • 45 to 64
    $76,667.00
  • 65 and over
    $31,920.00

Average Household Income

A very commonly asked question is "what is the average household income in the 46635 zip code?". The official term for the average household income is the mean household income. The mean household income is the total income of all households divided by the number of households.

The average (or mean) household income in 46635 is $67,706.00.

3.92% of households in the 46635 zip code are classed as high income households (making $200,000+ per year).

The difference between a median and an average income

The difference between a median and mean household income is that the median income is the middle point of the set of numbers whereas the mean income is an average of all numbers.

Both metrics are important when looking at the income statistics for 46635 but because the median value doesn't depend on other numbers in the dataset, it doesn't change as much when some of the values are extremely low or extremely high.

Household Income Tiers for 46635

We can also look at the household income tiers. This lets you see how many households fall into each of the earnings brackets and what percentage that bracket is of the total number of households.

The chart below shows the household income brackets to see which age groups have the highest median income. The actual data is more granular than these brackets, but we've simplified them into bigger categories to make reviewing the data for the 46635 zip code easier to view.

You can purchase the raw data above, which will have the full income tiers with smaller jumps in household income.

  • Less than $24,999
    24.14%
  • $25,000 to $49,999
    19.47%
  • $50,000 to $74,999
    15.44%
  • $75,000 to $99,999
    23.67%
  • $100,000 to $149,999
    10.70%
  • $150,000 to $199,999
    2.66%
  • $200,000 or more
    3.92%

Per Capita Income

The per capita income is the average income of all people in the 46635 zip code. This is calculated by dividing the total income of all people in 46635 by the total number of people in 46635.

It differs from the average or mean household income because it includes all people in 46635 and not just the people who earn an income (i.e. children, retirees, unemployed, etc.).

The per capita income in the 46635 zip code is $27,155.00.

Population in 46635 by Race and Ethnicity

The total population in 46635 is currently 6,544 people.

The race and ethnicity of the population in 46635 can be very important for social research, economics, and marketing to a multi-culturial society.

Whether you want to target products or services to a particular race or ethnicity, or provide housing and new businesses to improve areas with a larger ethnic minority population, this data is very valuable for discovering suitable areas.

The chart below breaks down the population and percentage for each race and ethnicity in the 46635 zip code.

  • 87.70% White
    5,738
  • 6.20% Black/African American
    408
  • 0.00% Native
    0
  • 1.40% Hispanic
    94
  • 2.90% Asian
    188
  • 0.00% Hawaiian/Pacific Islander
    0
  • 1.80% Two or more races
    116
  • 0.00% Other
    0

Population of 46635 by Age and Gender

Another very important demographics statistic for the 46635 zip code is the age and gender of the population. The age and gender of the population can be used to track trends in population growth or decline, and for businesses, the data can be used to identify people important to you and your business need.

In the table below, we show age groups at a 10 year granularity for ease of use. The raw data, which can be purchased above, includes age and gender at a 5 year granularity.

Age Group Male Female
0 to 9 Years 223 394
10 to 19 Years 630 544
20 to 29 Years 201 190
30 to 39 Years 330 517
40 to 49 Years 388 408
50 to 59 Years 256 384
60 to 69 Years 443 473
70 Years and over 412 751

Education Levels

Educational attainment is a very useful statistic that can give insights into other data such as the average household income, unemployment levels, and literacy.

What this means is that it is likely for areas that have higher levels of education to have higher average household incomes, lower unemployment rates, and higher literacy rates.

The chart below shows the educational attainment of the population in the 46635 zip code.

  • Master's degree or higher
    15.40%
  • Bachelor's degree
    34.75%
  • Some college or associate's degree
    12.21%
  • High school diploma or equivalent
    34.42%
  • Less than high school diploma
    3.23%

Unemployment Rates

The unemployment rate is the percentage of the population that is actively looking for work but is unable to find a job. The unemployment rate is a very important statistic for 46635 because it can show how many people are actively looking for work and how many people are unable to find a job.

Lower levels of unemployment is generally seen as a positive sign for the economy. It also makes the government in 46635 look good because it shows that they are doing a good job of creating jobs, working to capacity, being efficient, and keeping the economy strong.

The unemployment rate is calculated using the total population in the 46635 zip code that are over the age of 16.

The current population in 46635 that are over the age of 16 is 5,250 people.

The unemployment rate in 46635 is 45.20%, which means 2,371 people are unemployed.

Median Age in 46635

The median age is an interesting metric because it gives us an idea of the age distribution of people in the 46635 zip code. You know when you see a median age that it is the age where half of the population is older and half is younger than it.

For demographic studies, this can be used to infer and compare date to things such as birth rates, the age of parents, and so on.

An increasing median age can be a sign of an aging population, which can be a sign of a declining population. This is because older people tend to have fewer children and die more often than younger people.

The median age in 46635 is 43.5 years old.

We can also look at the median age by gender to compare the see how each group compares to the total median age:

Median age by gender in 46635

43.5

Total

41.5

Male

44.4

Female

Households and Families

There are a total of 2,552 households in 46635, and the average household size is 2.51 people.

For families, the total number is 1,526, and the average family size is 3.35 people.

5.20% of those families in the 46635 zip code are living below the poverty line.

The table below shows the poverty thresholds for 46635 in 2022.

Household Size Poverty Threshold
1 Person $13,590.00
2 People $18,310.00
3 People $23,030.00
4 People $27,750.00
5 People $32,470.00
6 People $37,190.00
7 People $41,910.00
8 People $46,630.00

Please note that the poverty thresholds shown above are from 2022, while the latest demographics data we have is from 2020.

Households and Families by Marital Status

There are four types of household and family, as defined by the Census Bureau:

  • Married-couple
  • Male householder, no spouse present
  • Female householder, no spouse present
  • Nonfamily household

In the table below, you can see the total households and families in the 46635 zip code for each type, as well as the average sizes.

Married Male Female Nonfamily
Total Households 1,146 88 292 1,026
Average Household Size 3.33 4.4 3.56 1.14
Total Families 1,146 88 292 0
Average Household Size 3.31 3.82 3.34 0

Housing Data in 46635

There are total of 2,752 housing units in the 46635 zip code. Of those units, 2,552 (92.73%) are occupied, and 200 (7.27%) are vacant.

Rental Rates

Of the 2,752 housing units in 46635, 555 (20.17%) are occupied by renters. The median rent paid by renters is $631.00.

Owner occupied housing units make up the remaining 71.69% of housing units, with 1,973 housing units in total.

The table below breaks down how much rent is paid by renters in the 46635 zip code.

  • No rent paid
    24
  • Less than $500
    176
  • $500 to $999
    300
  • $1,000 to $1,499
    67
  • $1,500 to $1,999
    12
  • $2,000 to $2,499
    0
  • $2,500 to $2,999
    0
  • $3,000 or more
    0

Property Values

The median value of a property in 46635 is $134,100.00.

The table below breaks down the range of valuations for all properties in 46635.

  • Less than $50,000
    67
  • $50,000 to $99,999
    379
  • $100,000 to $149,999
    748
  • $150,000 to $199,999
    491
  • $200,000 to $299,999
    259
  • $300,000 to $499,999
    29
  • $500,000 to $999,999
    0
  • $1,000,000 or more
    0

Property Age

We can also look at the number of properties built in a given year to see the spread of property age in the 46635 zip code.

  • 1939 or earlier
    267
  • 1940 to 1949
    285
  • 1950 to 1959
    448
  • 1960 to 1969
    551
  • 1970 to 1979
    572
  • 1980 to 1989
    279
  • 1990 to 1999
    307
  • 2000 to 2009
    34
  • 2010 to 2013
    0
  • 2014 or later
    9

Vehicles Available per Household

Finally, we have data on how many vehicles each household in 46635 has. The table below breaks down the number of vehicles available per household.

  • No vehicles available
    300
  • 1 vehicle available
    821
  • 2 vehicles available
    1,044
  • 3 or more vehicles available
    387

Commuting to Work in 46635

The time and means of commuting to work are useful metrics to look at because they can be correlated against other data such as income and education level.

Does a longer commuting time indicate a higher average income? If so, has the huge increase in home working during the pandemic changed this?

Using these metrics, we can get a better understanding of the demographics of the 46635 zip code, how they commute, and how that correlates to other data points.

The average travel time is 20 minutes, and the chart below covers the range of travel times across the population of 46635.

  • Less than 5 minutes
    52
  • 5 to 9 minutes
    229
  • 10 to 14 minutes
    470
  • 15 to 19 minutes
    586
  • 20 to 24 minutes
    487
  • 25 to 29 minutes
    152
  • 30 to 34 minutes
    320
  • 35 to 39 minutes
    56
  • 40 to 44 minutes
    85
  • 45 to 59 minutes
    86
  • 60 to 89 minutes
    4
  • 90 or more minutes
    18

We can also look at the means of transport in 46635 to see which modes of transport people are using to commute to work.

  • Drove alone
    2,259
  • Carpooled
    203
  • Public transportation
    0
  • Walked
    56
  • Other means
    27
  • Worked from home
    92

Conclusion

Hopefully this article has given you the demographics data you were looking for in the 46635 zip code.

If you need more demographics data, or you need the data listed above in spreadsheet form with more granular grouping, head back to the top of this page where you can purchase the complete demographics data for 46635.

Link To or Reference This Page

We spent a lot of time downloading, cleaning, merging, and formatting the data that is shown on the site.

If you found the data or information on this page useful in your research, please use the tool below to properly cite or reference Name Census as the source. We appreciate your support!

  • "46635 Zip Code Income, Population and Demographics". NameCensus.com. Accessed on October 4, 2022. https://namecensus.com/demographics/indiana/46635/.

  • "46635 Zip Code Income, Population and Demographics". NameCensus.com, https://namecensus.com/demographics/indiana/46635/. Accessed 4 October, 2022

  • 46635 Zip Code Income, Population and Demographics. NameCensus.com. Retrieved from https://namecensus.com/demographics/indiana/46635/.